Hey there, I’m Minh. Growing up, I watched my parents get hustled in the world of finance, and it sparked something in me. I was in my early 20s when I decided I needed to learn about mortgages—not just to help them, but to ensure no one else would ever face what they did. Since then, I’ve been on a journey of making money, losing money, and building my financial “kingdom” from the ground up. Along the way, I’ve learned lessons the hard way—lessons I wouldn’t wish on anyone else.

I believe education is the key to breaking free from the cycle of financial struggles. If schools taught what I’ve had to learn through trial and error, I might’ve avoided a lot of pain, and that’s why I’m so passionate about sharing this information. I don’t think financial knowledge should be reserved for the rich. It’s for everyone.

As a loan officer, I review credit reports, tax returns, pay stubs, and the overall financial picture for people hoping to buy a house. It’s made me painfully aware of how much Americans are struggling to keep their heads above water. Between inflation, rising debts, and dwindling retirement options, many feel like homeownership and financial freedom are slipping out of reach.

That’s why I created this blog: to share insights on entrepreneurship, home ownership, retirement planning, estate planning, the economy, and how money works. My goal is simple—to empower you with the tools and knowledge you need to take control of your financial future.

Financial freedom, to me, isn’t about being rich. It’s about living without the constant stress of bills, feeling excited to go to work, and knowing you’re building a life you love.

This blog is my way of giving back. The information here is free because I believe it should be. I’m not here to sell you anything. If you ever decide to work with me as your mortgage broker, great—if not, no big deal. My hope is that you’ll read, learn, and use this knowledge to make the best decisions for you and your family. Verify what you read, seek expertise when needed, and take action to create the financial freedom you deserve.

Let’s rewrite the story together.